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Buy BTCBitcoin$77,881-0.31%.svg)
Buy ETHEthereum$2,446-0.56%.svg)
Buy USDTTether$1.00-0.00%.svg)
Buy USDCUSD Coin$1.0000+0.00%.svg)
Buy SOLSolana$105.13+0.34%.svg)
Buy XRPXRP$1.39-0.67%.svg)
Buy LTCLitecoin$49.11+1.42%.svg)
Buy DOGEDogecoin$0.0852-0.42%.svg)
Buy TRXTRON$0.3381-0.48%.svg)
Buy ADACardano$0.2011-1.22%.svg)
Buy AVAXAvalanche$7.33+0.43%.svg)
Buy DOTPolkadot$0.8408-1.46%.svg)
Buy LINKChainlink$11.39-1.14%.svg)
Buy BCHBitcoin Cash$244.84-1.57%.svg)
Buy XLMStellar$0.1791+0.21%.svg)
Buy SHIBShiba Inu$0.000005-0.70%.svg)
Buy TONToncoin$1.36-0.54%.svg)
Buy SUISui$0.7462-0.27%
Bank crypto guide
Buy Crypto with a Mercury Card, Wire or ACH
Mercury is where a huge share of American startups keep their treasury — it added tens of thousands of companies in the week Silicon Valley Bank failed, and its free wire transfers are a standing feature rather than a fee line. For crypto, the practical picture is simple: Anytime Capital accepts Mercury debit cards, credit cards, ACH transfers and wire transfers, and Mercury customers buy BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets with delivery to a wallet they control — then sell back for a wire or ACH to the same Mercury account.
Updated August 2026 · Reviewed by the Anytime Capital trading desk
Does Mercury allow crypto purchases?
Yes. Mercury debit cards, ACH transfers and wires all work for buying crypto at Anytime Capital, a licensed US money services business. Mercury credit cards are accepted here too. Mercury publishes no blanket block, but whether a given credit purchase authorizes is its call, so debit is the reliable route.
- Debit card
- Mercury debit cards work at Anytime Capital, subject only to a routine first-purchase fraud check.
- Credit card
- Accepted at Anytime Capital. No published block — varies by card product, so the authorization is Mercury's call.
- ACH transfer
- ACH from a Mercury account is accepted for buys, and used for payouts when you sell.
- Wire transfer
- Wires from Mercury are accepted for buys, and we wire back to the same account when you sell.
Comparing institutions? See every US bank's crypto policy in one table.
Mercury debit and credit cards are accepted at Anytime Capital for crypto.
Wire transfers from Mercury are accepted for crypto — and we send wires back to your Mercury account when you sell.
- Mercury debit cards — buy crypto in minutes
- Mercury credit cards — all major networks accepted here
- Mercury wire transfers — in for buys, out for sells
- ACH, Apple Pay, Google Pay and branch cash also accepted
- Wire transfer
- Cash in person
Credit cards are accepted here that other crypto platforms turn away.
At most crypto platforms the outcome is a coin flip: some of this issuer's products go through, others decline or land as a quasi-cash advance. Anytime Capital accepts all major credit cards — Visa, Mastercard, American Express and Discover — from every bank and credit union we cover.
The honest caveat: Acceptance is our decision as the merchant; authorization of any individual transaction is Mercury's, and your cardholder agreement controls. Mercury publishes no blanket crypto block. Anytime Capital accepts Mercury credit cards; whether a given purchase authorizes is Mercury's call, and outcomes follow the usual pattern — most process, some code as quasi-cash (a cash-advance fee plus immediate interest under typical 2026 terms). Test small on credit, or use debit, ACH or a wire and skip the question.
About Mercury
- Founded
- 2017
- Headquarters
- San Francisco, California (banking via Choice Financial Group and partners)
- Size
- Banks well over 100,000 startups
- Footprint
- Digital nationwide — the default bank of venture-backed startups
- Worth knowing
- Became the startup default after absorbing much of Silicon Valley Bank's customer base in March 2023.
Cards issued: Debit card · Corporate credit card
Mercury card policy for crypto purchases
Debit card
WorksMercury debit cards are accepted at Anytime Capital for crypto purchases — BTC, ETH, LTC, SOL, XRP, USDT, USDC and more.
Credit card
Accepted at Anytime CapitalAll major credit cards are accepted at Anytime Capital — Visa, Mastercard, American Express and Discover — including your Mercury card. At most crypto platforms the outcome is a coin flip: some of this issuer's products go through, others decline or land as a quasi-cash advance. Acceptance is our decision; authorization of any single transaction remains Mercury's.
At Anytime Capital
Mercury credit and debit acceptedVisa, Mastercard, American Express and Discover, credit and debit alike, plus Apple Pay, Google Pay, ACH, wires and branch cash. No card network is turned away at the door.
At other crypto platforms
Hit or miss, varies by productMercury publishes no blanket crypto block. Anytime Capital accepts Mercury credit cards; whether a given purchase authorizes is Mercury's call, and outcomes follow the usual pattern — most process, some code as quasi-cash (a cash-advance fee plus immediate interest under typical 2026 terms). Test small on credit, or use debit, ACH or a wire and skip the question.
Buying crypto with a Mercury wire transfer
Wire transfers from Mercury are accepted at Anytime Capital for crypto purchases.
Mercury sends free domestic and international USD wires from the dashboard — one of the cleanest wire experiences in banking, and a natural fit for funding OTC-sized crypto orders.
Wires are the standard rail once an order outgrows a daily card limit: there is no card ceiling, the funds arrive as cleared dollars, and our OTC desk quotes the price before you send. Send the wire from an account in your own name — third-party wires cannot be accepted — and the crypto goes out to your wallet on the network you choose once the funds land and compliance review completes.
Selling crypto and getting a wire to your Mercury account
Anytime Capital buys crypto back and sends the dollars to your Mercury account by wire transfer or ACH.
Selling runs the same process in reverse: lock a price with the desk, send the crypto from your wallet, and we pay out in US dollars to the Mercury account already verified on your profile. Wires are the fastest payout rail — same business day when the sale settles before the cutoff — and ACH is the free, slower alternative. Larger sells are handled by our OTC desk with a quoted price rather than a moving market rate.
You can sell BTC, ETH, LTC, SOL, XRP, USDT, USDC and 20+ other assets directly, or bring cash out in person at our Atlanta and Miami branches. Payout account names must match your verified identity — a rule that protects you as much as it satisfies our compliance obligations.
What you can buy with your Mercury account
Every asset below is available to Mercury customers by debit card, credit card, Apple Pay, Google Pay, ACH or wire transfer. Pick the coin, pick the delivery network, and it lands in a wallet you control.
Buy BTC — BitcoinBuy BTC / buy BitcoinBuy ETH — EthereumBuy ETH / buy EtherBuy USDT — TetherBuy USDT (TRC-20, ERC-20, SPL)Buy USDC — USD CoinBuy USDC stablecoinBuy SOL — SolanaBuy SOL / buy SolanaBuy XRP — XRPBuy XRP / buy RippleBuy LTC — LitecoinBuy LTC / buy LitecoinBuy DOGE — DogecoinBuy DOGE / buy DogecoinBuy TRX — TRONBuy TRX / buy TRONBuy ADA — CardanoBuy ADA / buy CardanoBuy AVAX — AvalancheBuy AVAX / buy AvalancheBuy LINK — ChainlinkBuy LINK / buy ChainlinkPlus 38+ assets in total, including BNB, DOT, XLM, SHIB, TON, SUI, APT, NEAR, BCH, ETC, HBAR, ICP, ATOM, INJ, SEI, STX, POL, ARB, OP and KAS. See the full buy menu.
Every way a Mercury customer can pay
Debit card
Every major US bank's debit card. Fastest route for most buyers — minutes end to end.
Credit card
Visa, Mastercard, American Express and Discover accepted here, subject to your issuer's own policy.
Apple Pay & Google Pay
Tokenized checkout with the card already in your wallet — trips fewer bank fraud screens.
Wire transfer
Domestic wires in for larger buys, and wires out to your bank when you sell.
ACH bank transfer
Pull straight from checking — the low-cost lane for repeat buying.
Cash in person
Atlanta and Miami branches for cash buys and sells with a human across the counter.
Cash by mail
A structured, tracked option for clients without branch access.
How Mercury customers buy at Anytime Capital
- 1
Create your free Anytime Capital account and verify your identity — a routine, legally required step that takes minutes for most customers.
- 2
Choose your coin and the delivery network — BTC, ETH, LTC, SOL, XRP, USDT (TRC-20, ERC-20 or SPL), USDC and 38+ more — with pricing shown before you commit.
- 3
Pay with your card, the same card inside Apple Pay or Google Pay, an ACH transfer, or a wire for larger amounts. First-time card purchases may need a one-tap fraud approval from your bank.
- 4
Receive the crypto in the wallet address you chose, typically within minutes of the payment clearing. Your keys, your coins.
US-based and licensed
A registered money services business with real branches, not an offshore app.
Thousands of customers
Individuals and businesses buying and selling every day since 2018.
Your keys, your coins
Delivery to a free non-custodial wallet, or any address you already control.
Your Mercury card, wire and ACH all work here
Anytime Capital is the #1 place to buy crypto with a debit card, wire transfer, Apple Pay & more. Mercury customers buy BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets, with delivery to a wallet you control — and sell back for a wire to the same Mercury account.
- Wire transfer
- Cash in person
Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.
Mercury crypto questions, answered
Can I buy Bitcoin with my Mercury debit card?
Yes. Mercury debit cards are accepted at Anytime Capital for BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets. The purchase spends your checking balance like any card payment; a first crypto order may trigger a one-time fraud check from Mercury — approve it and retry, and later orders run clean.
Does Mercury allow crypto purchases on credit cards?
Anytime Capital accepts Mercury credit cards. Mercury publishes no blanket block, though a purchase can code as a cash advance depending on the product. Debit, ACH and wires avoid that entirely.
Can I wire money from Mercury to buy crypto?
Yes — wire transfers from Mercury are accepted at Anytime Capital for crypto purchases, and they are the standard rail once an order outgrows a daily card limit. Mercury sends free domestic and international USD wires from the dashboard — one of the cleanest wire experiences in banking, and a natural fit for funding OTC-sized crypto orders. Send from an account in your own name; third-party wires cannot be accepted.
Can I sell crypto and get a wire to my Mercury account?
Yes. Anytime Capital buys crypto back and pays out in US dollars by wire transfer or ACH to the Mercury account verified on your profile. Wires are the fastest payout — same business day when the sale settles before the cutoff — and ACH is the free, slower option. You can sell BTC, ETH, LTC, SOL, XRP, USDT, USDC and 20+ other assets.
Our startup holds treasury at Mercury — can the company buy crypto?
Yes. Anytime Capital opens accounts in the company's legal name after standard KYB, and Mercury's free domestic wires are an ideal funding rail for board-approved crypto allocations. The OTC desk quotes before you send; assets deliver to a wallet the company controls.
What is the fastest way for a Mercury customer to buy crypto?
A Mercury debit card — or that same card inside Apple Pay or Google Pay — at Anytime Capital. Verification takes minutes for most customers and delivery follows the payment, straight to a wallet you control. For larger amounts, a Mercury wire to our OTC desk is the cleaner rail.
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Important Disclosures
- Anytime Capital accepts Mercury debit cards and all major credit cards, plus ACH and wire transfers. Acceptance is ours; whether a specific card authorizes a given purchase is Mercury's decision, not ours. Issuer positions summarized here, including what the same card typically encounters at other platforms, are public or widely reported stances that can change.
- Credit-card crypto purchases may be treated as cash advances by some issuers — your cardholder agreement controls.
- Digital assets are not FDIC-insured, are not bank deposits, and may lose value.
- All purchases and sales are subject to identity verification and compliance review. See fees and limits for pricing.