Your banking
A real business checking account with no monthly fee. Every sale lands here, and you pay your suppliers from the same place.
See business checkingFor boat & auto dealers
All your dealership's money. One simple place.
Your bank account, your crypto, your card payments and your invoices — together on one screen. Take a deposit by text, watch the money land, and let AI keep the fraud out.
- One account for everything
- Money lands in minutes
- AI checks every payment
Deposit paid+$5,000.00
One place
Three jobs. One screen.
Most dealers juggle a bank, a card machine and a pile of paperwork. Here it's one account that does all three.
Your crypto
Hold stablecoins — digital dollars, one coin is one dollar — next to your cash. Faraway buyers can pay you in minutes, any day. Cash out whenever you want.
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Your payments & invoices
Text a payment link from the showroom floor. Send an invoice for parts and service. Cards, wires, ACH — it all lands in the same account.
See paymentsYour money, live
One screen shows it all
This is the treasury page. Your checking, your digital dollars and your crypto sit side by side — no more logging into three places to find out what you have.
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- Balances update live
- Digital dollars you can cash out any time
- Works on your phone too
Built for the people who sell the weekend.
Boat, auto and powersports dealers across the country run their money with Anytime Capital.
Fraud & disputes
We keep an eye on every payment
Big sales attract fraud. Our AI checks every payment before the money moves — and when a buyer files a chargeback, the answer is already written for you.
Every payment gets checked
The card, the device and the buyer's ID are scored before the money moves. Good buyers sail through.
The odd ones wait for you
A payment that looks wrong is held. You take a look and decide — accept it or send it back.
Chargebacks answered for you
AI writes the response and attaches the proof — the order, the ID check, the payment trail. You read it and hit send.
Know who you're selling to
The buyer's face is matched to their license, and the card is checked while they're still standing in front of you.
We're with you
Real people, whenever you call
A question about a payment at 7 AM on a Saturday? Our US-based team picks up — day or night, weekends too. And getting started is something you can do this afternoon.
- Help from a real person, 24/7
- Set up in an afternoon
- No monthly fee
How it works
A Saturday sale, start to finish
No new hardware. No training week. If you can send a text, you can use it.
- 10:05 AM
The buyer says yes
You text them a payment link for the deposit. They pay from their phone before they leave the dock.
- 10:06 AM
AI gives it a green light
Card checked, ID matched, money on the way to your account.
- Thursday
The rest of the money arrives
Wire, bank transfer or digital dollars — no card limits on a six-figure boat.
- Friday
You see it all in one place
Balance up, invoice closed, supplier paid — all from the same screen.
- Businesses on the platform
- 1,000+
Businesses on the platform
- US states supported
- 43+
US states supported
- US-based support
- 24/7
US-based support
- Monthly platform fees
- $0
Monthly platform fees
Frequently Asked Questions
Do my buyers need an app?
No. You text them a link and they pay from their phone. No app, no sign-up.
What are stablecoins?
Digital dollars. One coin is worth one dollar. They move in minutes — nights, weekends, holidays — and you can turn them into regular dollars in your account whenever you want.
What if the boat costs more than a card allows?
Take the deposit by card and the rest by wire, bank transfer or digital dollars. It all lands in the same account.
What happens if a buyer disputes a charge?
Our AI writes the answer for you and attaches the proof — the order, the ID check and the payment record. You read it and hit send.
How much does it cost?
There's no monthly fee. You only pay when you take a payment, and opening the account is free.
Let's make your money simple
Open a free account today. Take your first payment this afternoon.
