.svg)
Buy BTCBitcoin$77,881-0.31%.svg)
Buy ETHEthereum$2,446-0.56%.svg)
Buy USDTTether$1.00-0.00%.svg)
Buy USDCUSD Coin$1.0000+0.00%.svg)
Buy SOLSolana$105.13+0.34%.svg)
Buy XRPXRP$1.39-0.67%.svg)
Buy LTCLitecoin$49.11+1.42%.svg)
Buy DOGEDogecoin$0.0852-0.42%.svg)
Buy TRXTRON$0.3381-0.48%.svg)
Buy ADACardano$0.2011-1.22%.svg)
Buy AVAXAvalanche$7.33+0.43%.svg)
Buy DOTPolkadot$0.8408-1.46%.svg)
Buy LINKChainlink$11.39-1.14%.svg)
Buy BCHBitcoin Cash$244.84-1.57%.svg)
Buy XLMStellar$0.1791+0.21%.svg)
Buy SHIBShiba Inu$0.000005-0.70%.svg)
Buy TONToncoin$1.36-0.54%.svg)
Buy SUISui$0.7462-0.27%
Bank crypto guide
Buy Crypto with a Capital One Card, Wire or ACH
Capital One kicked off the industry's credit-card crypto blocks in January 2018 and, after absorbing Discover in 2025, applies a restrictive credit stance across both portfolios. Debit is the clean lane: Venture and Savor holders buy at Anytime Capital with their Capital One debit card or Apple Pay in minutes, with ACH from 360 checking as the no-card alternative.
Updated August 2026 · Reviewed by the Anytime Capital trading desk
Does Capital One allow crypto purchases?
Yes. Capital One debit cards, ACH transfers and wires all work for buying crypto at Anytime Capital, a licensed US money services business. We also accept Capital One credit cards — but Capital One has blocked crypto on its own credit cards since 2018, so that authorization is theirs to give or refuse.
- Debit card
- Capital One debit cards work at Anytime Capital, subject only to a routine first-purchase fraud check.
- Credit card
- Accepted at Anytime Capital. Blocked crypto on its own credit cards in 2018, so the authorization is Capital One's call.
- ACH transfer
- ACH from a Capital One account is accepted for buys, and used for payouts when you sell.
- Wire transfer
- Wires from Capital One are accepted for buys, and we wire back to the same account when you sell.
Comparing institutions? See every US bank's crypto policy in one table.
Capital One debit and credit cards are accepted at Anytime Capital for crypto.
Wire transfers from Capital One are accepted for crypto — and we send wires back to your Capital One account when you sell.
- Capital One debit cards — buy crypto in minutes
- Capital One credit cards — all major networks accepted here
- Capital One wire transfers — in for buys, out for sells
- ACH, Apple Pay, Google Pay and branch cash also accepted
- Wire transfer
- Cash in person
Credit cards are accepted here that other crypto platforms turn away.
This issuer publicly blocked crypto purchases on its own credit cards back in 2018, which is why the same card is turned away at most crypto platforms. Anytime Capital accepts all major credit cards — Visa, Mastercard, American Express and Discover — from every bank and credit union we cover.
The honest caveat: Acceptance is our decision as the merchant; authorization of any individual transaction is Capital One's, and your cardholder agreement controls. Capital One was the first mover: it began declining cryptocurrency purchases on its credit cards in January 2018, citing fraud and loss risk, and the block remains in force in 2026 — now covering the Discover portfolio it acquired in 2025 as well.
About Capital One
- Founded
- 1994
- Headquarters
- McLean, Virginia
- Size
- ~$490 billion in assets; one of the largest US card issuers
- Footprint
- Nationwide digitally; roughly 250 branches and Capital One Cafés
- ATM access
- ~70,000 fee-free ATMs via the Allpoint and MoneyPass networks
- Worth knowing
- Capital One was the first major issuer to block crypto on credit cards, back in January 2018.
Cards issued: Mastercard & Visa debit · Mastercard & Visa credit
Capital One card policy for crypto purchases
Debit card
WorksCapital One debit cards work for crypto purchases at licensed platforms, including Anytime Capital.
Credit card
Accepted at Anytime CapitalAll major credit cards are accepted at Anytime Capital — Visa, Mastercard, American Express and Discover — including your Capital One card. This issuer publicly blocked crypto purchases on its own credit cards back in 2018, which is why the same card is turned away at most crypto platforms. Acceptance is our decision; authorization of any single transaction remains Capital One's.
At Anytime Capital
Capital One credit and debit acceptedVisa, Mastercard, American Express and Discover, credit and debit alike, plus Apple Pay, Google Pay, ACH, wires and branch cash. No card network is turned away at the door.
At other crypto platforms
Issuer has blocked crypto since 2018Capital One was the first mover: it began declining cryptocurrency purchases on its credit cards in January 2018, citing fraud and loss risk, and the block remains in force in 2026 — now covering the Discover portfolio it acquired in 2025 as well.
Worth knowing: Capital One 360 checking supports ACH to licensed platforms; note Capital One does not send international consumer wires, and domestic wire cutoffs are earlier than money-center banks — plan OTC settlements accordingly.
Buying crypto with a Capital One wire transfer
Wire transfers from Capital One are accepted at Anytime Capital for crypto purchases.
Capital One sends domestic wires from 360 Checking with earlier cutoffs than money-center banks, and does not offer outgoing international consumer wires — plan larger crypto purchases accordingly.
Wires are the standard rail once an order outgrows a daily card limit: there is no card ceiling, the funds arrive as cleared dollars, and our OTC desk quotes the price before you send. Send the wire from an account in your own name — third-party wires cannot be accepted — and the crypto goes out to your wallet on the network you choose once the funds land and compliance review completes.
Selling crypto and getting a wire to your Capital One account
Anytime Capital buys crypto back and sends the dollars to your Capital One account by wire transfer or ACH.
Selling runs the same process in reverse: lock a price with the desk, send the crypto from your wallet, and we pay out in US dollars to the Capital One account already verified on your profile. Wires are the fastest payout rail — same business day when the sale settles before the cutoff — and ACH is the free, slower alternative. Larger sells are handled by our OTC desk with a quoted price rather than a moving market rate.
You can sell BTC, ETH, LTC, SOL, XRP, USDT, USDC and 20+ other assets directly, or bring cash out in person at our Atlanta and Miami branches. Payout account names must match your verified identity — a rule that protects you as much as it satisfies our compliance obligations.
What you can buy with your Capital One account
Every asset below is available to Capital One customers by debit card, credit card, Apple Pay, Google Pay, ACH or wire transfer. Pick the coin, pick the delivery network, and it lands in a wallet you control.
Buy BTC — BitcoinBuy BTC / buy BitcoinBuy ETH — EthereumBuy ETH / buy EtherBuy USDT — TetherBuy USDT (TRC-20, ERC-20, SPL)Buy USDC — USD CoinBuy USDC stablecoinBuy SOL — SolanaBuy SOL / buy SolanaBuy XRP — XRPBuy XRP / buy RippleBuy LTC — LitecoinBuy LTC / buy LitecoinBuy DOGE — DogecoinBuy DOGE / buy DogecoinBuy TRX — TRONBuy TRX / buy TRONBuy ADA — CardanoBuy ADA / buy CardanoBuy AVAX — AvalancheBuy AVAX / buy AvalancheBuy LINK — ChainlinkBuy LINK / buy ChainlinkPlus 38+ assets in total, including BNB, DOT, XLM, SHIB, TON, SUI, APT, NEAR, BCH, ETC, HBAR, ICP, ATOM, INJ, SEI, STX, POL, ARB, OP and KAS. See the full buy menu.
Every way a Capital One customer can pay
Debit card
Every major US bank's debit card. Fastest route for most buyers — minutes end to end.
Credit card
Visa, Mastercard, American Express and Discover accepted here, subject to your issuer's own policy.
Apple Pay & Google Pay
Tokenized checkout with the card already in your wallet — trips fewer bank fraud screens.
Wire transfer
Domestic wires in for larger buys, and wires out to your bank when you sell.
ACH bank transfer
Pull straight from checking — the low-cost lane for repeat buying.
Cash in person
Atlanta and Miami branches for cash buys and sells with a human across the counter.
Cash by mail
A structured, tracked option for clients without branch access.
How Capital One customers buy at Anytime Capital
- 1
Create your free Anytime Capital account and verify your identity — a routine, legally required step that takes minutes for most customers.
- 2
Choose your coin and the delivery network — BTC, ETH, LTC, SOL, XRP, USDT (TRC-20, ERC-20 or SPL), USDC and 38+ more — with pricing shown before you commit.
- 3
Pay with your card, the same card inside Apple Pay or Google Pay, an ACH transfer, or a wire for larger amounts. First-time card purchases may need a one-tap fraud approval from your bank.
- 4
Receive the crypto in the wallet address you chose, typically within minutes of the payment clearing. Your keys, your coins.
US-based and licensed
A registered money services business with real branches, not an offshore app.
Thousands of customers
Individuals and businesses buying and selling every day since 2018.
Your keys, your coins
Delivery to a free non-custodial wallet, or any address you already control.
Your Capital One card, wire and ACH all work here
Anytime Capital is the #1 place to buy crypto with a debit card, wire transfer, Apple Pay & more. Capital One customers buy BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets, with delivery to a wallet you control — and sell back for a wire to the same Capital One account.
- Wire transfer
- Cash in person
Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.
Capital One crypto questions, answered
Can I buy crypto with my Capital One debit card?
Yes — Capital One debit works at Anytime Capital and other licensed platforms. First orders may trip Capital One's fraud text; approve and retry. Purchases settle from your 360 checking balance like any card payment.
Does Capital One allow crypto on credit cards?
Anytime Capital accepts Capital One credit cards — and the Discover cards it now owns — along with every other major credit card. Capital One was the first major issuer to publish a crypto block, in January 2018, and keeps that position in 2026, which is why those cards are refused at most crypto sites. Capital One still authorizes each transaction, so debit, Apple Pay or ACH remain the fallback.
Can I buy crypto with a Capital One Venture card?
Not directly — Venture is a credit product, so the January 2018 block applies and the transaction declines. The miles aren't available on a purchase that can't process; your Capital One debit card is the working route.
Does Capital One support ACH transfers to crypto platforms?
Yes — ACH from Capital One 360 checking to licensed crypto businesses works normally and is the practical rail for repeat buyers who prefer not to use a card. Note Capital One's consumer wire capabilities are more limited than money-center banks.
What's the fastest crypto route for a Capital One customer?
Debit card or Apple Pay at Anytime Capital — verification in minutes, delivery to your own wallet right after payment. US-based, thousands of customers, and human support for first-timers.
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Important Disclosures
- Anytime Capital accepts Capital One debit cards and all major credit cards, plus ACH and wire transfers. Acceptance is ours; whether a specific card authorizes a given purchase is Capital One's decision, not ours. Issuer positions summarized here, including what the same card typically encounters at other platforms, are public or widely reported stances that can change.
- Credit-card crypto purchases may be treated as cash advances by some issuers — your cardholder agreement controls.
- Digital assets are not FDIC-insured, are not bank deposits, and may lose value.
- All purchases and sales are subject to identity verification and compliance review. See fees and limits for pricing.